One woman's journey to pay off her mortgage, drastically reduce consumption and live a simpler life.
Saturday, 31 July 2010
Staycation day 2 for £3.40
Labels:
Days out
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Friday, 30 July 2010
Car boot, closing down sale and ebay
The car boot sale didn't have anything I wanted to buy today but people were selling surplus from their gardens, I bought the veg for 50p a bunch and the cucumbers for 20p each, so £1.90 for our veg for the weekend.
It used to be a trailer tent, but now it's just a trailer and will be brilliant for our camping trips, when we've paid off our debts and can go again..........probably this time next year at the rate we're going. Talking of debts, today I paid off the last of Dearly Beloved's HSBC card of the balance of £609.14 and another £500 off our Virgin card, which we have at 0% and another £225 off Barclaycard which we also have at 0%! It may be extreme debt repayment and a massive overpayment each month, but the debts are just melting away.
Labels:
car boot sales
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Staycation with Dearly Beloved
Labels:
Days out
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Thursday, 29 July 2010
Walk a mile in my shoes.
In 1997, after five abusive years, I picked up my two kids and left. I left a man with in excess of 2 million pounds worth of assets who then took me to court for custody of our daughter and kept me in and out of court for the next four years. Each time, he would turn up with a barrister and as I was not entitled to legal aid, turned up and defended myself, until, in desperation I too hired a barrister. Each 'bout' cost us about £7,000 for a few hours or so in front of a judge. Every time we did this, with no money, all we could do was remortgage the house. Anyone with children would have done the same. In the end, we spent almost £25,000 just to stop him taking my daughter away from me with no reason but spite. So we got into the spiral of debt.
Labels:
Debt reduction
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Wednesday, 28 July 2010
Taking a break
I have my ups and downs like most people and this blog has served as a release and much better than the Fluoxetine that I have weaned myself off! I've just read an entire blog page slagging me off personally and it's hit me to the core and sent my depression back to square one! I hope that person is now happy with the extreme hurt they have caused me. This is the first time in over a year that I know I will not get through today without going back on medication.
Labels:
friends
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Upcycling
Labels:
Freeganism,
upcycling
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End of the month frugal recipe.
Labels:
frugal food
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Tuesday, 27 July 2010
Free gifts part 2!
Labels:
Freecycle,
Freeganism
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Monday, 26 July 2010
Free gifts.
I must admit, I find Christmas difficult! It is what it says it is to me...........a Mass for Christ, a celebration of the founder of my faith. So; I find the financial side of it difficult for different reasons. I can't afford it and I wouldn't want to if I could. I suppose I'm answering Foster Mummy's question "What do you do about Christmas and Birthdays". Well, of course, I give frugal presents. This year is going to be different. I'm going to make every present I give. Yesterday I had fun making bunting and that's now wrapped for Dad's present; he has a sense of humour, lives in Fowey and will love putting bunting in his garden in regatta week! Today, I will make something for my mum, who has a birthday at the end of August and then I will think of something I can make for her to open at Christmas.

Most of my family and friends would be happy to receive a pot of jam, some homemade chutney or a hand knitted scarf. So, this year my usual budget of £100 will be decimated and you might be receiving something unusual. Oh, BTW...........I saw some gifts, wrapped in colourful pages from old magazines and as Dearly Beloved brings me magazines that he finds on the train, even the wrapping paper will be free, also I will try using garden twine (usually a deep winter green) and I will use some scrap store off cuts to make ribbons and decorations. Now for my challenge!!! Christmas without spending any money.....one gift down and around 10 more to makes! Anyone care to join me in my challenge - what can you make for free?

Most of my family and friends would be happy to receive a pot of jam, some homemade chutney or a hand knitted scarf. So, this year my usual budget of £100 will be decimated and you might be receiving something unusual. Oh, BTW...........I saw some gifts, wrapped in colourful pages from old magazines and as Dearly Beloved brings me magazines that he finds on the train, even the wrapping paper will be free, also I will try using garden twine (usually a deep winter green) and I will use some scrap store off cuts to make ribbons and decorations. Now for my challenge!!! Christmas without spending any money.....one gift down and around 10 more to makes! Anyone care to join me in my challenge - what can you make for free?
Labels:
Freecycle,
Freeganism
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Scrapstore goodies
Now I must wizz downstairs and clean up and do my best impersonation of a Stepford wife and get Dearly Beloved's supper ready for him when he gets home...........he only had a housewife for 12 weeks a year! The rest of the time, it's self service!
Labels:
frugal holidays
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